
The CHAMP Plan is an innovative, cloud-supported Section 125 health plan structure. It is designed to help companies provide everyday healthcare value in a way that remains manageable for the business and highly usable for the workforce.
Understanding the Premium and Payroll Mechanics
A common question from business owners is: “How does this affect our bottom line?” Under this structured Section 125 health plan, an employee utilizes a pre-tax salary reduction that lowers baseline taxable wages. By participating in required monthly health engagement features, such as simple app check-ins, medical confirmations or guided preventive steps, the employee receives a monthly CHAMP benefit payment.
Depending on the specific plan design, a post-tax program premium may apply. The combination of pre-tax payroll treatment and matching benefit disbursements is what optimizes the payroll structure. Final net outcomes depend entirely on individual tax setups, corporate eligibility, and total group participation.
MyGig serves as the business referral program layer, not the direct employee benefits provider or plan administrator. Once you bridge the introduction through your dashboard, our specialized partners step in to manage implementation.
When traditional employer health benefits become too costly, the business faces quiet operational leaks:
Navigating the platform is simple, highly structured, and fully supported
This is where features become outcomes people actually care about. When a benefit feels practical and easy to use, people are more likely to stay engaged with it over time.
Over 90% of employees remain engaged after 13 months*, supporting stronger retention and healthy employees.

Look for companies actively searching for practical employer health benefits, but wanting to avoid the staggering premiums of major medical

Monetizing your network through MyGig does not require you to act like a traditional salesperson. You do not need to draft plan designs, answer compliance questions, or handle payroll implementation.
Your sole responsibility is to identify the corporate friction, present the resource link, and pass the connection along through your dashboard. Our backend architecture provides full transparency into your referral's status from initial evaluation to final payout, turning your professional relationships into steady secondary revenue.
The CHAMP Plan is a guided Section 125 Health Plan structure designed to support employer payroll efficiency and employee access to everyday healthcare value.
A Section 125 health plan uses an IRS-regulated cafeteria plan structure, allowing certain benefit-related costs to be paid on a pre-tax basis when administered through a compliant platform.
At a high level: referral → guided review → setup and implementation support → employee engagement process → ongoing support. It is designed to be handled and supported by the referrer, not self-managed.
Yes. The program is built entirely on established Section 125 tax codes, utilizes rigorous underwriting standards, and intentionally avoids exaggerated financial loopholes or artificial guarantees.
No. MyGig is the secure tracking and referral technology layer. We connect your business contacts directly to qualified benefits administrators.
No. Outcomes vary based on employer setup, participation, implementation and plan-specific factors.
No. This can support conversations with multiple employer sizes, including Small Business Health Benefits use cases.
If you’re interested in The CHAMP Plan but want a little more context before referring someone, that’s a smart move.
The MyGig blog is there for exactly that — deeper education on Section 125 and benefits, explained in a way that feels clear and practical. It helps you understand the conversation better without feeling like you need to become an expert first.
So when someone asks, "Can you tell me what this is?" you can speak with confidence while still letting the MyGig team handle the technical details.