About buoy CHAMP

What Is Buoy CHAMP and Why Is It Different?

The CHAMP Plan, powered by Buoy, is an employer-sponsored health benefit designed to make everyday care easier to access while helping businesses manage the cost of offering stronger benefits.

Employees receive practical healthcare they can actually use, including $0 copay primary care, urgent care, telemedicine, mental health support, prescriptions and preventive services. Instead of waiting until a serious medical issue develops, employees have a simpler way to get routine care when they need it.

For employers, Buoy CHAMP uses an established Section 125 payroll structure that can create payroll tax savings. Those savings help offset the cost of the program, allowing many businesses to improve benefits without adding the same financial pressure associated with traditional health plan increases.

How the Structure Creates Value

The basic idea is simple:

  • The employer adds the Buoy CHAMP Plan to its benefits strategy
  • Eligible employees enroll and receive access to the included healthcare services
  • The Section 125 structure adjusts how participating benefits are handled through payroll
  • The resulting tax efficiencies can help reduce employer payroll costs and may improve employee take-home pay
  • Buoy and its plan partners manage the analysis, implementation, payroll coordination, employee onboarding and ongoing support

Actual results depend on the employer’s payroll, workforce, eligibility and employee participation. That is why every business begins with a guided review before moving forward.

Your Role as a MyGig Certified Reseller

You do not need to design the plan, explain the tax code or manage implementation.

Your role is to recognize businesses that need a better benefits strategy and make the introduction through MyGig. From there, the specialized Buoy CHAMP team evaluates the opportunity, prepares the employer’s impact analysis, explains the structure and manages the process directly with the business.

You open the relationship. The experts handle the details.

The Risk of High Healthcare Costs for Employers

When traditional employer health benefits become too costly, the business faces quiet operational leaks:

Retention pressures
Companies know talent expects stable coverage, but rising commercial rates squeeze margins.
Absenteeism and delayed care
Staff members delay routine checkups due to high deductibles, leading to disruptive medical leave later for minor health issues.
Administrative Friction
Multitier rollouts often overwhelm internal HR teams with complex manual paperwork.
By introducing a structured, tech-enabled healthcare alternative, you help businesses control escalating costs while offering authentic, practical coverage.
Start Referring

The Buoy CHAMP Referral Process

Navigating the platform is simple, highly structured and fully supported

Share Your Link
Send your unique referral link to a business owner, executive or CFO looking to optimize their small business health benefits.
01
Guided Review
The employer enters a supported review path managed by technical specialists to analyze organizational fit and compliance parameters.
02
Plan Activation
Our onboarding team coordinates documentation and payroll sync requirements directly with the business.
03
Earn Commissions
Your referral activity is tracked instantly, triggering competitive compensation inside your reseller ledger.
04
Ongoing Engagement
The Buoy CHAMP Plan platform handles continuous monthly employee app interactions and compliance oversight.
05
The Buoy CHAMP Plan platform handles continuous monthly employee app interactions and compliance oversight.
Learn More
Benefits

How Buoy CHAMP Benefits Employees and Employers

This is where features become outcomes people actually care about. When a benefit feels practical and easy to use, people are more likely to stay engaged with it over time. Over 90% of employees remain engaged after 13 months*, supporting stronger retention and healthy employees.

For Employers

The Buoy CHAMP Plan can support employers who want:
A more practical benefit offered to employees
A guided structure instead of another DIY rollout
Support through setup and implementation
A way to improve benefits conversations without making HR's life harder

For Employees

Employees usually care about one thing first: "Can I actually use this?" That's why Buoy CHAMP is positioned around everyday healthcare value and usability, not just"coverage on paper." Depending on plan details and design, employee benefits may include:
$0 copay / $0 deductible
Primary care, urgent care and telemedicine.
Preventive care covered 100%
ACA screenings covered at 100%.
Mental health support
Care navigation alongside mental health support.
Prescription savings
Structured to help preserve HSA eligibility.
Extra everyday perks
Even features employees may appreciate like a virtual vet.
Built for real-life use
Engagement designed to feel practical, not paperwork.
When a benefit feels practical and easy to use, employees are more likely to engage with it consistently, which can help them stay on top of everyday care and feel more supported.

Businesses That May Need Buoy CHAMP the Most

The best companies to point toward Buoy CHAMP are usually those stuck in a tough spot: They want to look after their team, but rising medical premiums are stretching their budgets. If you know business owners, wholesalers, retailers or manufacturers with 50 or more W-2 employees, they are the ideal fit. See where this conversation may matter most:

Construction

Construction companies need skilled crews to stay healthy, reliable and on the job. Buoy CHAMP may be worth sharing with contractors managing rising labor, insurance and compliance costs across field-based teams.

Questions to listen for:

Are they struggling to keep skilled workers?
Are benefits or insurance costs rising?
Are workers delaying care because healthcare feels hard to access?
Is turnover affecting productivity or project timelines?
Does HR need a simpler way to support employees?

Best contacts: Owner, CFO, HR Director, Payroll Manager

Medical

Medical practices are trying to care for patients while managing rising overhead, staffing pressure and compliance demands. Buoy CHAMP may be worth sharing with smaller practices, clinics and healthcare teams that want to support their staff without adding more administrative strain.

Questions to listen for:

Are they struggling to retain nurses, hygienists, therapists or support staff?
Are benefits, insurance or overhead costs becoming harder to manage?
Is compliance taking time away from patient care?
Do staff or contractors need more practical access to everyday healthcare?
Are they trying to compete with larger health systems for talent?

Best contacts: Practice Owner, Office Manager, HR Director, Payroll Manager, Operations Manager

Transportation

Transportation businesses depend on drivers staying healthy, supported and on the road. Buoy CHAMP may be worth sharing with carriers, logistics companies and fleet operators managing rising insurance, compliance and retention pressure.

Questions to listen for:

Are they struggling to retain drivers?
Are insurance or benefits costs rising?
Do drivers need easier access to healthcare while on the road?
Is compliance taking time away from operations?
Are they managing both W-2 and 1099 workers?

Best contacts: Owner, CFO, HR Director, Payroll Manager, Operations Manager, Fleet Manager

PEO

PEOs support businesses that are already trying to make employment easier to manage. Buoy CHAMP may be worth sharing with PEOs and HR partners looking for practical ways to help clients manage rising benefits costs, compliance pressure and employee support.

Questions to listen for:

Are their clients struggling with rising healthcare costs?
Are employers asking for more affordable benefits options?
Is compliance becoming harder for smaller businesses to manage?
Are employees delaying care because coverage feels too expensive?
Are clients looking for ways to improve retention and morale?

Best contacts: PEO Owner, Benefits Director, HR Director, Payroll Director, Business Development Lead

Don’t see the industry you had in mind? Buoy CHAMP may still be worth sharing with other businesses that have W-2 employees and are feeling pressure around benefits, retention or healthcare costs.
Explore More Industries To Refer

Who You Should Refer to the Buoy CHAMP Plan

Look for companies actively searching for practical employer health benefits but wanting to avoid the staggering premiums of major medical

Ideal Profile Matches:
Target Metrics
U.S.-based small businesses, wholesalers, retailers or manufacturers with 50+ W-2 employees.
Financial Pain Points
CFOs or controllers looking to optimize cash flow and manage escalating payroll costs.
The Referral Moment
Listen closely in conversation for phrases like: "Our healthcare renewal rates just went up again," "We need a realistic benefits package to keep our staff" or "HR doesn't have the time to deploy another complicated rollout."
*Based on internal Buoy CHAMP program data. Results may vary by employer group, employee participation and plan implementation.
Earning With MyGig

Earning With MyGig by Referring the Buoy CHAMP Plan

Monetizing your network through MyGig does not require you to act like a traditional salesperson. You do not need to draft plan designs, answer compliance questions or handle payroll implementation.

Your sole responsibility is to identify the corporate friction, present the resource link and pass the connection along through your dashboard. Our backend architecture provides full transparency into your referral's status from initial evaluation to final payout, turning your professional relationships into steady secondary revenue.


Why This Is One of the Easiest Referrals You Can Make

Because it doesn't feel like pushing a product.
You're not asking someone to gamble on something vague. You're pointing them to a guided option that helps them evaluate a better benefits path.
What you're really saying is:
"If you're trying to improve benefits and control costs without making your life harder, this is worth a look."
That lands because it's specific, practical and honest. If this sounds like a referral you'd actually feel good sharing, start now
FAQ

Frequently Asked Questions

What is the Buoy CHAMP Plan?
What is a Section 125 health plan?
How does the Buoy CHAMP Plan work?
Is the Buoy CHAMP Plan legit?
Is MyGig the employee benefits provider?
Is this a guaranteed outcome?
Is this only for large companies?
Is Buoy CHAMP just another generic wellness plan or FICA tax trick?
Is Buoy CHAMP a ‘double-dip’ tax scheme?
Is there actual proof and track record behind Buoy CHAMP?
Build Confidence

Feel More Confident Before You Share It

The MyGig blog is there for exactly that: Deeper education on Section 125 and benefits, explained in a way that feels clear and practical. It helps you understand the conversation better without feeling like you need to become an expert first. So, when someone asks, “Can you tell me what this is?”, you can speak with confidence while still letting the MyGig team handle the technical details.

Ready when you are.

One link. One introduction. The Buoy CHAMP team handles the rest.