
The CHAMP Plan, powered by Buoy, is an employer-sponsored health benefit designed to make everyday care easier to access while helping businesses manage the cost of offering stronger benefits.
Employees receive practical healthcare they can actually use, including $0 copay primary care, urgent care, telemedicine, mental health support, prescriptions and preventive services. Instead of waiting until a serious medical issue develops, employees have a simpler way to get routine care when they need it.
For employers, Buoy CHAMP uses an established Section 125 payroll structure that can create payroll tax savings. Those savings help offset the cost of the program, allowing many businesses to improve benefits without adding the same financial pressure associated with traditional health plan increases.
The basic idea is simple:
Actual results depend on the employer’s payroll, workforce, eligibility and employee participation. That is why every business begins with a guided review before moving forward.
You do not need to design the plan, explain the tax code or manage implementation.
Your role is to recognize businesses that need a better benefits strategy and make the introduction through MyGig. From there, the specialized Buoy CHAMP team evaluates the opportunity, prepares the employer’s impact analysis, explains the structure and manages the process directly with the business.
You open the relationship. The experts handle the details.
When traditional employer health benefits become too costly, the business faces quiet operational leaks:
Navigating the platform is simple, highly structured and fully supported
This is where features become outcomes people actually care about. When a benefit feels practical and easy to use, people are more likely to stay engaged with it over time. Over 90% of employees remain engaged after 13 months*, supporting stronger retention and healthy employees.

The best companies to point toward Buoy CHAMP are usually those stuck in a tough spot: They want to look after their team, but rising medical premiums are stretching their budgets. If you know business owners, wholesalers, retailers or manufacturers with 50 or more W-2 employees, they are the ideal fit. See where this conversation may matter most:
Construction companies need skilled crews to stay healthy, reliable and on the job. Buoy CHAMP may be worth sharing with contractors managing rising labor, insurance and compliance costs across field-based teams.
Questions to listen for:
Best contacts: Owner, CFO, HR Director, Payroll Manager
Medical practices are trying to care for patients while managing rising overhead, staffing pressure and compliance demands. Buoy CHAMP may be worth sharing with smaller practices, clinics and healthcare teams that want to support their staff without adding more administrative strain.
Questions to listen for:
Best contacts: Practice Owner, Office Manager, HR Director, Payroll Manager, Operations Manager
Transportation businesses depend on drivers staying healthy, supported and on the road. Buoy CHAMP may be worth sharing with carriers, logistics companies and fleet operators managing rising insurance, compliance and retention pressure.
Questions to listen for:
Best contacts: Owner, CFO, HR Director, Payroll Manager, Operations Manager, Fleet Manager
PEOs support businesses that are already trying to make employment easier to manage. Buoy CHAMP may be worth sharing with PEOs and HR partners looking for practical ways to help clients manage rising benefits costs, compliance pressure and employee support.
Questions to listen for:
Best contacts: PEO Owner, Benefits Director, HR Director, Payroll Director, Business Development Lead
Look for companies actively searching for practical employer health benefits but wanting to avoid the staggering premiums of major medical

Monetizing your network through MyGig does not require you to act like a traditional salesperson. You do not need to draft plan designs, answer compliance questions or handle payroll implementation.
Your sole responsibility is to identify the corporate friction, present the resource link and pass the connection along through your dashboard. Our backend architecture provides full transparency into your referral's status from initial evaluation to final payout, turning your professional relationships into steady secondary revenue.
The CHAMP Plan is a guided Section 125 health plan structure designed to support employer payroll efficiency and employee access to everyday healthcare value.
A Section 125 health plan uses an IRS-regulated cafeteria plan structure, allowing certain benefit-related costs to be paid on a pretax basis when administered through a compliant platform.
At a high level: referral → guided review → setup and implementation support → employee engagement process → ongoing support. It is designed to be handled and supported by the referrer, not self-managed.
Yes. The program is built entirely on established Section 125 tax codes, utilizes rigorous underwriting standards and intentionally avoids exaggerated financial loopholes or artificial guarantees.
No. MyGig is the secure tracking and referral technology layer. We connect your business contacts directly to qualified benefits administrators.
No. Outcomes vary based on employer setup, participation, implementation and plan-specific factors.
No. This can support conversations with multiple employer sizes, including Small Business Health Benefits use cases.
No, and it is important not to lump them together. Many noisy programs in the market act like quick tax tricks wrapped in a wellness label, but Buoy CHAMP is a comprehensive, employer-sponsored health benefit plan.
Watch our video breakdown on the wellness plan misconception here.
Not at all. True double-dip schemes raise legitimate red flags because they use pretax salary reductions to pay for health premiums and then illegally reimburse the employee for those same amounts. Buoy CHAMP does not do this.
Watch our video breakdown on the double-dip tax objection here.
Yes, the proof is built right into the plan's extensive compliance framework and operating history. This is not a gray market concept or a brand-new arrangement.
Watch our video breakdown on the legal and operational proof here.
The MyGig blog is there for exactly that: Deeper education on Section 125 and benefits, explained in a way that feels clear and practical. It helps you understand the conversation better without feeling like you need to become an expert first. So, when someone asks, “Can you tell me what this is?”, you can speak with confidence while still letting the MyGig team handle the technical details.